Insurance has been the focus of Ross’s legal practice for many years. This initially involved acting for insurance companies, primarily ICBC, in defending personal injury and property damage claims. Ross worked for several years as in-house counsel for a large Canadian liability insurer, Canadian Indemnity. Thereafter, Ross’s insurance practice consisted of primarily defense work, acting for a variety of insurers in the defense of property, products liability and bodily injury claims. This work regularly involved detailed fact investigations, instructing experts, interpreting insurance policies as well as conducting trials, including a number of jury trials.
Over 10 years ago the focus of Ross’s practice changed from acting primarily for insurers to acting against them for parties who had insurance problems – for example where the insurance company told his client there was no coverage under the insurance policy or where the insurer failed to make a fair settlement with their insured. Since then, Ross has acted for large corporations, governmental agencies as well as individuals who required legal representation to resolve insurance issues.
Ross has handled a variety of insurance disputes for clients, including claims under life insurance and disability policies, the valuation of property damage, CGL and professional liability policy interpretation, bad faith claims, coverage issues with respect to care custody and control, intentional act, late reporting, misrepresentation and other exclusions that insurers often rely on to deny coverage.
Practically speaking this experience means Ross knows how insurance claims are defended and how to provide practical advice and when necessary, effectively prosecute and resolve claims against insurers.